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Tuesday, August 5, 2025

Capital Market Chronicles – Episode 131: UNDERSTANDING PRICE TO EARNINGS RATIO (P/E RATIO) (Part I)

📈 Capital Market Chronicles – Episode 131: UNDERSTANDING PRICE TO EARNINGS RATIO (P/E RATIO) (Part I)
“The only time being overvalued feels good… is if you're a stock.”


Welcome, dear readers, to yet another soul-stirring chapter of financial enlightenment—where numbers dance, valuations prance, and investors nervously glance. Today’s spotlight: the P/E Ratio—aka “The Most Popular Kid in the Valuation Playground.”

🎭 What Is the P/E Ratio?

Imagine you walk into a fancy bakery. One cupcake costs ₹100. It better be worth it, right? Now imagine the cupcake is a company, and the icing on top is its earnings. The P/E Ratio asks: “How many rupees are you willing to pay for ₹1 worth of cupcake icing?”

The math behind the madness:

🧮 P/E Ratio = Market Price per Share ÷ Earnings Per Share (EPS)

If a stock costs ₹100 and the company earned ₹2.50 per share, the P/E ratio = ₹100 ÷ ₹2.50 = 40.
That means investors are saying: “Here’s ₹40, dear company, just for earning ₹1. Don’t spend it all at once.”

💰 Why Should You Care?

Because the P/E ratio is like checking the price tag before buying jeans.
Except, the jeans are a company and they might be on sale... or being hyped up like a Supreme drop.

High P/E = Pricey Popularity

“Oh wow, people love this stock!”
Or... “Run, it's a bubble wearing lipstick!”

Low P/E = Bargain Basement or Value Trap?

“Look! A steal!”
Or... “Look! The stock's been stealing investors’ hopes since 2017.”

📊 A Simple Example (That Even Your Calculator Will Approve)

Let’s say your favourite chai company, “Masala Magic Ltd.,” has a stock price of ₹150.
Its EPS (earnings per share) is ₹5.
So: ₹150 ÷ ₹5 = 30

That means: investors are paying ₹30 for each ₹1 the company earns.
Which begs the question: Would you buy a ₹1 samosa for ₹30 just because it might be tastier tomorrow? Investors do.

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Capital Market Chronicles – Episode 132: UNDERSTANDING PRICE TO EARNINGS RATIO (P/E RATIO) (Part II)

 📈 Capital Market Chronicles – Episode 132: UNDERSTANDING PRICE TO EARNINGS RATIO (P/E RATIO) (Part II) – Where numbers flirt, exaggerate...